I Sell IULs NOT’ FOR WHAT THEY MIGHT DO… But For What They Are Contractually Guaranteed To Do!
In my opinion, the first job of an IUL is to provide “Asset protection” by providing key, contractually guaranteed benefits.
The most well-known use of an IUL is for tax-free retirement income however, this method isn’t guaranteed (but then again neither is your stock market portfolio). This method centers around max-funding the policy within 5 years.
Disclaimer Alert* I’m a strong advocate for Max-Funding An IUL or Whole Life, but only after pre-requests have been met.
First, let’s talk about the contractual guarantees for asset protection and why you need to purchase an IUL today!
1. Guaranteed Premiums
2. Guaranteed Death Benefit
3. Guaranteed Living Benefits
4. Guaranteed Lifetime Coverage
5. Guaranteed Cash-Out Option (Return Of Premium)
'
"Speaking of "Living Benefits'"
It only takes 1 Major Health Event to empty out your bank account! The living benefits with my favorite IUL, can help!
(For example: Have a major heart attack* get a check for $250,000 or more...no need to rush back to work with 250k in the bank.) Income tax-free!
This living benefit can replace your income while recovering, keep you from having to dip into your retirement accounts,, and keep you out of foreclosure and medical bankruptcy.
Multiple critical illnesses are covered. ie heart attack, cancer, stroke etc etc etc.
We all know how expensive it is to take care of an elderly family member. My favorite IUL can help with chronic illness benefits (Long-term care) paid out as a lump sum income-tax-free benefit.
The premiums with this IUL are guaranteed never to go up!
If, after 20 years, you no longer need or want the policy you can request a 100% cash-out!
Get 100% of your money back *Guaranteed*!
These living benefits make this IUL Life Insurance Policy a "Must Have" for every family & individual!
*Guaranteed Premiums
*Guaranteed Death Benefit
*Guaranteed Living Benefits
*Guaranteed Lifetime Coverage
*Guaranteed Cash-Out Option (Return Of Premium)
Guarantees are subject to the terms as found in the policy ie…. not missing any premium payments!
Contact Us Today To Learn More!
